Stamp duty · SA
SA stamp duty calculator.
South Australia still calls it stamp duty. Enter the price, the type of property, whether you are buying to live in it or invest, and whether it is your first home, and this calculator works out the duty and the government registration fees for SA.
First home buyer relief in SA is a full exemption with no price cap, but only for new homes and land. The rules and worked examples below show exactly what is applied.
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What the calculator applies in SA.
- Standard duty is charged on the purchase price using South Australia’s residential scale. Investors and other owner-occupiers pay it in full: SA has no general owner-occupier concession.
- Stamp duty relief for eligible first home buyers (contracts from 6 June 2024): a full exemption with no price cap and no phase-out, for a new home, an off-the-plan apartment, a house-and-land package or vacant land to build a first home.
- An established, previously occupied home does not qualify. A first home buyer pays full duty on one.
- The relief is for a home you will live in, so it does not apply to an investment purchase.
Government fees
- Transfer and mortgage registration are $204 each in 2026–27. This figure is estimated, so confirm it with Land Services SA.
- Foreign buyer and absentee owner surcharges are not modelled.
Duty on common prices in SA.
Worked by the same calculator for an established home. “First home buyer” is an owner-occupier buying their first home; “owner-occupier” is one who is not. Concessions apply only to a home you will live in.
| Purchase price | Investor (standard) | Owner-occupier | First home buyer |
|---|---|---|---|
| $400,000 | $16,330 | $16,330 | $16,330 |
| $500,000 | $21,330 | $21,330 | $21,330 |
| $600,000 | $26,830 | $26,830 | $26,830 |
| $700,000 | $32,330 | $32,330 | $32,330 |
| $800,000 | $37,830 | $37,830 | $37,830 |
| $900,000 | $43,330 | $43,330 | $43,330 |
| $1,000,000 | $48,830 | $48,830 | $48,830 |
Duty rules and fees as at 25 September 2026. Registration fees and other costs are in the calculator above.
SA stamp duty questions.
How much is stamp duty in South Australia?
Standard duty is $32,330 on a $700,000 purchase and $48,830 on $1,000,000. First home buyers of a new home or land pay nothing, and everyone else pays standard duty. The table on this page shows common prices for each buyer.
Do first home buyers pay stamp duty in South Australia?
On a new home, off-the-plan apartment, house-and-land package or vacant land, no, at any price. On an established home, yes: a first home buyer pays $32,330 on a $700,000 established home, the same as anyone else.
Is there a price cap on the SA first home buyer exemption?
Not in this calculator. For contracts from 6 June 2024 the exemption for new homes and land is full, with no cap and no phase-out.
Do investors get any stamp duty concession in SA?
No. The relief needs the property to be your home, so an investor pays standard duty.
What registration fees do I pay in South Australia?
A transfer registration fee and, if you take a loan, a mortgage registration fee, $204 each. Conveyancing and inspections are extra, and the calculator adds them to give the total cost to buy.
Does this include the foreign buyer duty surcharge?
No. Several states charge an additional duty on foreign and absentee buyers, and it is not modelled here. If it may apply to you, check with the state revenue office.
Where the rules come from.
The calculator follows these official pages as at 25 September 2026. Rules change, so check them, or ask your conveyancer, before you rely on a figure.
Stamp duty in the other states.
WA Stamp Duty Calculator (Transfer Duty)
Transfer duty in Western Australia, with the concessions that apply.
NSW Stamp Duty Calculator (Transfer Duty)
Transfer duty in New South Wales, with the concessions that apply.
VIC Stamp Duty Calculator (Land Transfer Duty)
Land transfer duty in Victoria, with the concessions that apply.
QLD Stamp Duty Calculator (Transfer Duty)
Transfer duty in Queensland, with the concessions that apply.
TAS Stamp Duty Calculator (Property Transfer Duty)
Property transfer duty in Tasmania, with the concessions that apply.
ACT Stamp Duty Calculator (Conveyance Duty)
Conveyance duty in the ACT, with the concessions that apply.
NT Stamp Duty Calculator
Stamp duty in the Northern Territory, with the concessions that apply.
Related calculators.
Stamp Duty Calculator (All States)
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