Stamp duty · VIC
VIC stamp duty calculator (land transfer duty).
In Victoria, stamp duty is officially called land transfer duty. Enter the price, whether you are buying to live in the property or invest, and whether it is your first home, and this calculator works out the duty and the government registration fees for Victoria.
Two concessions are built in: a first home buyer exemption up to $600,000 and a principal place of residence concession for other owner-occupiers. The rules and worked examples below show exactly what is applied.
Which state or territory?
Next step
Ready to take the next step.
An estimate only goes so far. Purchase, refinance or construction — tell us what you need, and start an application or talk to us first.
What the calculator applies in VIC.
- Standard duty is charged on the purchase price using Victoria’s residential scale. Investors pay it in full.
- First home buyer duty exemption or concession: no duty up to $600,000, then a concession that phases out evenly to no benefit at $750,000. The same thresholds apply to new homes, established homes and vacant land.
- Principal place of residence concession: an owner-occupier who is not receiving the first home concession pays a reduced rate on a home valued above $130,000 and up to $550,000. Above $550,000, standard duty.
- Both concessions are for a home you will live in. Neither applies to an investment purchase.
- A temporary concession for off-the-plan strata property is not modelled.
Government fees
- Transfer of land: a base fee plus a value-based amount, $1,467.70 on a $700,000 purchase.
- Mortgage registration: a flat $172.70.
- These fees are derived from the published fee units, so confirm them against the Victorian land registry’s schedule.
- Foreign buyer and absentee owner surcharges are not modelled.
Duty on common prices in VIC.
Worked by the same calculator for an established home. “First home buyer” is an owner-occupier buying their first home; “owner-occupier” is one who is not. Concessions apply only to a home you will live in.
| Purchase price | Investor (standard) | Owner-occupier | First home buyer |
|---|---|---|---|
| $400,000 | $19,070 | $16,370 | Nil |
| $500,000 | $25,070 | $21,970 | Nil |
| $600,000 | $31,070 | $31,070 | Nil |
| $700,000 | $37,070 | $37,070 | $24,713 |
| $800,000 | $43,070 | $43,070 | $43,070 |
| $900,000 | $49,070 | $49,070 | $49,070 |
| $1,000,000 | $55,000 | $55,000 | $55,000 |
Duty rules and fees as at 25 September 2026. Registration fees and other costs are in the calculator above.
VIC stamp duty questions.
How much is stamp duty in Victoria?
Standard duty is $37,070 on a $700,000 purchase and $55,000 on $1,000,000. Victoria calls it land transfer duty. First home buyers and other owner-occupiers may pay less, and investors pay standard duty. The table on this page shows common prices for each buyer.
Do first home buyers pay stamp duty in Victoria?
Not on a home up to $600,000, as modelled here. Between $600,000 and $750,000 the concession phases out, so at $700,000 a first home buyer pays $24,713 against $37,070 standard. Above $750,000 there is no first home saving.
What is the principal place of residence concession?
It is a reduced rate of duty for an owner-occupier buying a home valued above $130,000 and up to $550,000. It is available to any owner-occupier, not only first home buyers, but it stops above $550,000.
Do investors pay full stamp duty in Victoria?
Yes. In this calculator neither the first home nor the principal place of residence concession applies to an investment purchase, so an investor pays standard duty.
What registration fees do I pay in Victoria?
A transfer of land fee, $1,467.70 on a $700,000 purchase, and a mortgage registration fee of $172.70 if you take a loan. Conveyancing and inspections are extra. The calculator adds them all to give the total cost to buy.
Does this include the foreign buyer duty surcharge?
No. Several states charge an additional duty on foreign and absentee buyers, and it is not modelled here. If it may apply to you, check with the state revenue office.
Where the rules come from.
The calculator follows these official pages as at 25 September 2026. Rules change, so check them, or ask your conveyancer, before you rely on a figure.
- www.sro.vic.gov.au/buying-property/land-transfer-stamp-duty/concessions-exemptions-and-waivers/first-home-buyers/first-home-buyer-duty-exemption-or-concession
- www.sro.vic.gov.au/buying-property/land-transfer-stamp-duty/concessions-exemptions-and-waivers/principal-place-residence-duty-concession
- www.land.vic.gov.au/land-registration/fees-guides-and-forms
Stamp duty in the other states.
WA Stamp Duty Calculator (Transfer Duty)
Transfer duty in Western Australia, with the concessions that apply.
NSW Stamp Duty Calculator (Transfer Duty)
Transfer duty in New South Wales, with the concessions that apply.
QLD Stamp Duty Calculator (Transfer Duty)
Transfer duty in Queensland, with the concessions that apply.
SA Stamp Duty Calculator
Stamp duty in South Australia, with the concessions that apply.
TAS Stamp Duty Calculator (Property Transfer Duty)
Property transfer duty in Tasmania, with the concessions that apply.
ACT Stamp Duty Calculator (Conveyance Duty)
Conveyance duty in the ACT, with the concessions that apply.
NT Stamp Duty Calculator
Stamp duty in the Northern Territory, with the concessions that apply.
Related calculators.
Stamp Duty Calculator (All States)
Transfer duty, government fees, conveyancing and inspections.
How Much Deposit Do I Need? Deposit Calculator
Deposit, LVR, LMI and total cash needed to buy.
LMI Calculator — Lenders Mortgage Insurance
Lender's mortgage insurance at different deposit levels.
How Much Can I Borrow? Borrowing Power Calculator
Estimate your borrowing power from income, expenses and debts.
Bridging Loan Calculator
Peak debt and interest while you buy before you sell.